In March, more than 90 legal professionals took part in the Credit Abuse Resistance Education (CARE) Program to help high school seniors at 18 Jefferson County schools learn why they should care about credit and the dangers of debt. Eight M&P attorneys volunteered for the program as presenters.
The partnership pairs JCPS high schools with the Kentucky Bar Foundation and the Bankruptcy Section of the Louisville Bar Association to give students a firsthand lesson about the consequences of credit abuse from the judges and lawyers who work with those affected by it.
The presentations focused on the truth about car loans, home mortgages, credit cards, cash advances, student loans and predatory lenders. Each student received a booklet filled with essential credit advice to take home and share with their parents. Founded in 2002 by Bankruptcy Judge John C. Ninfo in Rochester, N.Y., the program is now offered in all 50 states and the District of Columbia.